Investing for over 14 years I have used lots of different types of mortgage, from self certification, buy to let, residential and I have used a lot of mortage brokers and applied direct through lenders, however, my personal experience has been that if you use a mortgage packager like Savills Private Finance, you can reduce the risk of being turned down with self certification. This is how:
Savills Private Finance gather all the information about your mortgage and tailor it for the lender that they are going to place you with, they know the self certification lenders inside out because they have got a long term relationship with the underwriters and teams. They will present a package to the lender, including a pre-arranged valuation from a panel approved by all the self cert lenders SPF work with, reducing the risk of your property being under valued and your loan application being rejected.
Contact Darren Littler or Mike Perrin in confidence on 020 7330 8557
OR - for a no obligation call back on your UK self certification mortgage complete this form: